Got student debt? How your credit affects more than just borrowing power (BPT) - If you’re a recent college graduate, chances are you left school with more than just a diploma. You’re probably carrying debt, as well. You may already know how debt affects your future borrowing power, but it’s important to also understand how credit impacts other areas of your financial life, as well – such as...
Choosing the right financial products for all stages of life (BPT) - No matter where you are in your life, you have a lot of decisions to make. When to buy your first house? What school to attend? Is it the right time for a job change? As things change in life, those changes influence your financial decisions, too. Thrivent Financial for Lutherans has put together a high-level o...
Americans concerned about outliving their money (BPT) - What concerns Americans the most as they look ahead toward the retirement years? One of their biggest worries is outliving their money, according to a recent survey by Prudential Retirement. A substantial 71 percent of survey respondents fear they may not have enough retirement income to last a lifetime. Only on...
The key to being in-demand your entire career: Be a 'producer' (BPT) - From January 2010 to February 2013, the average unemployment rate was 8.8 percent, a stark contrast to the average of 5.3 percent from January 2003 to December 2006. Though the unemployment rate - currently at its lowest point since 2009 - has begun to improve, it is a slow recovery; the percentage of unemployed...
Protecting your paycheck - for today and tomorrow (BPT) - People insure their homes, their cars and even their vacations without giving it a second thought. But many do not think about insuring their most important asset – their income – from a disability caused by illness or injury. And it’s not just income during working years that is at risk. A disability can also p...
Secrets to fear-free social media use (BPT) - Many Americans love social media, but it scares them, too. While they are reconnecting with old high school classmates, viewing photos of a colleague’s new baby and chatting with a friend about a new job, social media users are also worrying about having their identity stolen from a social media site. That fear...
Cut home entertainment costs without loss of shows (BPT) - Families are always looking for ways to cut household costs. One area that provides a bit of budget-cutting flexibility is home entertainment costs. Americans are watching more TV than ever before, especially with the development of flat screen sets and high-definition TV (HDTV). Americans spend 34 hours a week...
Technology can turn $25 into a family giving tradition Technology has been connecting families for generations. The invention of the phone let us hear voices of loved ones far away, and the creation of the Internet helped us to see them. Today, those same technologies that we’ve used to bring our families closer together are helping us to connect with and support families w...
Reinvent yourself: How to start your own (creative) business (BPT) - Many graduates in creative fields like graphic design, interior design or Web design are opting to start their own businesses. This is because recent figures show only a slight reduction in the unemployment rate, and job growth is at its lowest in six months . So, how can you make your business a success? Bruc...
Tips for small-business owners making banking choices (BPT) - From figuring out where to open up a new shop so that it gets great foot traffic to choosing the right employees, all a small-business owner’s decisions are important for the health of their business. Another key consideration for a small business owner is what to do about money – figuring out the best way to make it, how to spend it – and where to manage it. Choosing the right bank to manage your business finances can be one of those important decisions. What should a small-busine...
How to be the buyer every seller wants to deal with (BPT) - For years, the real estate market has been a buyer’s world, with ample inventory, fewer qualified buyers, and highly motivated (read: desperate) sellers. This spring, some signs are pointing to a shift back toward a seller’s market . If you’re shopping for a home this spring and summer, chances are you’ll face ...
Save time and money with easy DIY auto maintenance tips (BPT) - Vehicles are a big investment for families – usually the second highest valued item in a household after the home itself. While the purchase price for cars, trucks and SUVs keeps going up, the cost of maintenance is holding steady or even dropping for most vehicles. Better materials, sophisticated computers and ...
