Foreclosure activity in Rome continues to escalate, but it’s not as bad as the rest of the state or nation.

According to CoreLogic, the rate of foreclosures among outstanding mortgage loans in Rome was 1.63 percent for June. That’s an increase of 0.32 percent from June of last year and marks the 12th consecutive month that the foreclosure rate has exceeded 1.5 percent.

If there is a silver lining to the report, it’s that Rome’s foreclosure rate is less than that of the state a whole, which checked in at 2.4 percent for June. Rome’s rate is also well below the national rate of 3.06 percent for June.

The CoreLogic report also indicates that Rome’s 90-plus day delinquency rate has risen to 6.18 percent, up from 5.0 percent in June of last year. It’s the eighth straight month that the long delinquency numbers have topped 6 percent.

Statewide, the three-month delinquency rate was 8.83 percent, and the nationwide figure for June was 8.05 percent.

RealtyTrac Senior Vice President Rick Sharga said the expansion of foreclosure activity across the nation is being driven by unemployment in much broader terms than has historically been the case. James Saccacio, RealtyTrac CEO said, “The fragile stability emerging in many local housing markets hinges on improvements in the underlying economy, particularly job growth.”

RealtyTrac reports indicate that one in 564 housing units in Floyd County received a foreclosure filing in June. The Silver Creek area appears to have been hit the hardest with one foreclosure for every 290 units, while the Armuchee area has been least affected with one foreclosure for every 1,100 units.

To download a pdf of the foreclosure numbers click here.